In New Zealand, a mortgage loan for non-resident foreigners is consisting of a real estate credit facility granted through a New Zealander bank to a property purchaser who got no domicile in the country.
In New Zealand, a home loan for non-resident is elaborated to assist in financing an expat or a foreigner who is earning money abroad to acquire a New Zealander property by using a Kiwi lender such as a bank.
In New Zealand, a mortgage loan for foreigners who are not residing in the country is quite difficult to get approved particularly if the borrower hasn’t got either the New Zealander, Australian or Singaporean citizenship on the of the fact that the potential home owner has got no Kiwi credit score.
In New Zealand, real estate financing for non-resident expats being a challenge for Kiwi banks, it is advisable to opt for a high down payment or deposit for the property (at least 50% ) and to prove a high range salary.
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