In the Netherlands, a mortgage loan for non-resident foreigner is by definition a real estate funding facility granted through Dutch lenders and Dutch banks for a home purchases who lives overseas or who becomes expat in the country.
In the Netherlands, home financing for foreigner who are not resident helps property purchaser who earn their salary abroad and who are not domiciliated in the country to buy a home in Holland via mortgage facility of a Dutch bank.
In the Netherlands, a mortgage loan for non-resident won’t be restricted or even rejected by Dutch lenders for the fact they don’t have any credit history in the country but rather because of the new EU regulation that makes difficult to borrow Euros if a mortgage applicant earns in foreign currency.
In the Netherlands, real estate financing for foreigner who are non-resident is however feasible in case a borrower is able to provide with an advance payment amounting at least 30% of the property value and if he proves that he has a high salary (for example over 100,000 Euro equivalent).
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